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Important Information

This calculator provides estimates only and should not be used as financial advice. For accurate tax advice, please consult a registered tax professional. Tax rates and thresholds are sourced from the Australian Taxation Office.

Last updated: September 2025 with ATO 2025-2026 tax rates

Australian Tax Rates 2025-2026

Australia's individual income tax is a progressive system: the more you earn, the higher the marginal rate applied to each bracket. Below are the official ATO rates for residents, non-residents, working holiday makers, the Medicare levy and HELP/HECS repayments. Use our salary calculator to apply these rates to your income.

Tax rates and thresholds are sourced from the Australian Taxation Office

Resident Tax Rates 2025-2026

Taxable Income Tax Rate
$0 – $18,200Nil
$18,201 – $45,000$0 plus 16% of excess over $18,200
$45,001 – $135,000$4,288 plus 30% of excess over $45,000
$135,001 – $190,000$31,288 plus 37% of excess over $135,000
$190,001 and over$51,638 plus 45% of excess over $190,000

The above rates do not include the Medicare levy of 2%.

Working Holiday Maker Tax Rates 2025-2026

Income Thresholds Tax Rate
$0 – $45,00015%
$45,001 – $135,00030%
$135,001 – $190,00037%
$190,001 and over45%

HELP/HECS Debt Repayment Rates 2025-2026

Repayment Income Repayment Rate
$0 – $48,3600%
$48,361 – $55,8361%
$55,837 – $59,1862%
$59,187 – $62,7382.5%

Medicare Levy 2025-2026

The Medicare Levy is 2% of your taxable income.

Medicare Levy Reduction Thresholds:

Category No Levy Payable Reduced Levy
Individual≤ $24,276$24,277 – $30,345
Family≤ $41,112$41,113 – $51,390